Eligibility

Join in 3 easy Steps

An adult (18 years+) must be listed as a joint applicant.

Please Note: You will be joining Members 1st Federal Credit Union based in Pennsylvania. We are not affiliated with any other credit unions.

What You’ll Need

Valid Identification
- Adult - Driver's License, State or Government Issued ID, US Passport, or Permanent Resident Card
- Minor - Birth Certificate, Social Security Card, School ID, Driver's License, State or Government Issued ID, US Passport, or Permanent Resident Card
Social Security Number
Funding Source for $5 Deposit
(Funded with a debit or credit card or transfer from another financial institution)

Patriot Act Notice

Important information about procedures for opening a new account.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask for your driver's license or other identifying documents.

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Required Products

Select at least one of the following products required for membership

Kids 1st Club

This account establishes membership for children under the age of 13 and requires a minimum balance of $5.00.

Min Deposit: $5.00

You may select one of the following products

Available Products

APY (Annual Percentage Yield)

Continue

Tell Us About The Applicant

General Information

Click or tap here to pre-fill information with your driver's license

Personal Information

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

SSN

Show SSN/TIN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Date of Birth

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Upload Documents

Please upload your valid Government Issued ID or supporting documents here.

^{(Minors are required to provide one of the following: birth certificate, social security card, school ID, driver's license, state or government issued ID, passport or permanent resident card)}

Click or tap here to capture or upload an image or document.

Additional Information

W-9 FORM - INTERNAL REVENUE SERVICE TIN CERTIFICATION AND BACKUP WITHHOLDING INFORMATION

You certify, under penalties of perjury, that: 1. The number entered in this application is my correct taxpayer identification number and 2. I am not subject to backup withholding because: a. I am exempt from backup withholding or b. I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or c. the IRS has notified me that I am no longer subject to backup withholding, and 3. I am a U.S. citizen or other U.S. person and 4. the FATCA code(s) entered on this form (if any) indicating that I am exempt from FATCA reporting is correct.

Who is your current primary financial institution (Bank or Credit Union)? If we are your first institution please put Members 1st. *

Do you expect to conduct any international transactions?*

Please provide a list of countries (separated by commas).*

What is the expected purpose of the international activity?*

What is your primary ongoing source of income?*

Do you or your family member have any relation (family, business, or personal) to a Politically Exposed Person (PEP*), foreign or domestic?
*PEPs are individuals who are entrusted with prominent public functions such as heads of state governments or other public offices, politicians, judicial or military officials.
*

Please provide the name of the individual.*

Continue Or Go Back

Scan Result

Name

DOB

Sex

Address

License Number

Issued Date

Expired Date

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About The Joint

General Information

Click or tap here to pre-fill information with your driver's license

Personal Information

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

SSN

Show SSN/TIN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Date of Birth

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Employment

Employment Status

Primary ID Card

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Secondary ID Card

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Upload Documents

Please upload your valid Government Issued ID or supporting documents here.

^{(Minors are required to provide one of the following: birth certificate, social security card, school ID, driver's license, state or government issued ID, passport or permanent resident card)}

Click or tap here to capture or upload an image or document.

Additional Information

W-9 FORM - INTERNAL REVENUE SERVICE TIN CERTIFICATION AND BACKUP WITHHOLDING INFORMATION

Who is your current primary financial institution (Bank or Credit Union)? If we are your first institution please put Members 1st. *

Do you expect to conduct any international transactions?*

Please provide a list of countries (separated by commas).*

What is the expected purpose of the international activity?*

What is your primary ongoing source of income?*

Please provide the name of the individual.*

Continue Or Go Back

Scan Result

Name

DOB

Sex

Address

License Number

Issued Date

Expired Date

Description

Details

Select feature(s)

Additional feature(s)

Add Account Remove Account Save Account OK

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Choose your rate

Specify the amount to deposit

Choose your term

Placeholder text

Maturity Date

The following are invalid/unacceptable:

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Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

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Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Credit Card (max $100.00)

Transfer From Another Financial Institution (max $100.00)

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*Required Field(s)

Done

There was a problem with your request

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Done

Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

Continue

Verify account manually instead

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Continue Or Go Back

Tell Us About Yourself

Click or tap here to pre-fill information with your driver's license

Personal Information

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Upload Documents

Please upload your valid Government Issued ID or supporting documents here.

Click or tap here to capture or upload an image or document.

Additional Information

W-9 FORM - INTERNAL REVENUE SERVICE TIN CERTIFICATION AND BACKUP WITHHOLDING INFORMATION

Who is your current primary financial institution (Bank or Credit Union)? If we are your first institution please put Members 1st. *

Do you expect to conduct any international transactions?*

Please provide a list of countries (separated by commas).*

What is the expected purpose of the international activity?*

What is your primary ongoing source of income?*

Please provide the name of the individual.*

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

Continue Or Go Back

Scan Result

Name

DOB

Sex

Address

License Number

Issued Date

Expired Date

Scan Result

Name

DOB

Sex

Address

License Number

Issued Date

Expired Date

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Date of Birth

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

W-9 FORM - INTERNAL REVENUE SERVICE TIN CERTIFICATION AND BACKUP WITHHOLDING INFORMATION

Who is your current primary financial institution (Bank or Credit Union)? If we are your first institution please put Members 1st. *

Do you expect to conduct any international transactions?*

Please provide a list of countries (separated by commas).*

What is the expected purpose of the international activity?*

What is your primary ongoing source of income?*

Please provide the name of the individual.*

Continue Or Go Back

About Your Joint Applicant

Click or tap here to pre-fill information with your driver's license

Personal Information

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Upload Documents

Please upload your valid Government Issued ID or supporting documents here.

Click or tap here to capture or upload an image or document.

Additional Information

W-9 FORM - INTERNAL REVENUE SERVICE TIN CERTIFICATION AND BACKUP WITHHOLDING INFORMATION

Who is your current primary financial institution (Bank or Credit Union)? If we are your first institution please put Members 1st. *

Do you expect to conduct any international transactions?*

Please provide a list of countries (separated by commas).*

What is the expected purpose of the international activity?*

What is your primary ongoing source of income?*

Please provide the name of the individual.*

Continue Or Go Back

Tell us about your beneficiaries

Add an additional beneficiary

Are you sure you want to remove this beneficiary?

Remove

Cancel

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Continue Or Go Back

Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

Continue Or Go Back

Review and Submit

Product Selections

Additional Application Information

Primary Applicant Information (Applicant)

Funding Source

Applicant Information (Joint)

Beneficiary Information

Have comments

Please answer the following question(s)

Enter a Telephone PIN. Telephone PINs must be a 4 to 12 digit number and must be greater than 0010.*

Re-enter: Enter a Telephone PIN. Telephone PINs must be a 4 to 12 digit number and must be greater than 0010.

If you were referred to us, please enter the referral code.

Please tell us briefly why you are choosing Members 1st Federal Credit Union located in Pennsylvania:*

Read, Sign and Submit

Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Email me all below disclosure link(s)

View E-Sign Disclosures

Membership and Account Agreement

I would like to become a member of the Members 1st Charitable Foundation and consent to Members 1st FCU sharing my contact information, as provided on this application, with the Members 1st Charitable Foundation. Members 1st FCU will donate $5 to cover your first year of membership.

I/We understand that this is a personal account and will not use this for business purposes. If you intend to use this account for any type of business purpose, then a business account is required. Business accounts are required for the following:

Independent Contractor (Consultant, Construction, Home Improvement, Fashion/Cosmetic Sales, etc.)
Real Estate Sales (Buying/Selling Commercial or Residential Properties for profit)
Rental Properties (not applicable to 4 or less residential units)
Sales (Items purchased or produced with the intent to sell in person or online for a profit on an ongoing basis)

I/We CONSENT TO RECEIVE ELECTRONIC COMMUNICATIONS, DISCLOSURES, ELECTRONIC STATEMENTS (eStatements) & NOTICES (eNotices)

I have read and agree to the following:

Truth in Savings and Rate and Fee Disclosures
Initial Consumer Disclosures
Privacy Notice
Children's Privacy - From our web pages, we do not knowingly collect personal information from individuals under the age of 13 without obtaining verifiable consent from their parents or legal guardians. For more information about the Children's Online Privacy Protection Act (COPPA), visit the Federal Trade Commission's website: www.ftc.gov.

I hereby acknowledge and agree that Members 1^st Federal Credit Union has the right, in its sole discretion, to approve, amend or to reject this application based on information obtained and/or documentation provided in connection with the submission and review of the application.

I hereby verify that the statements of fact made in the foregoing Aplication are true and correct to best of my knowledge, information and belief. I understand that any false statements therein are subject to the criminal penalties contained in 18 PA C.S. §4904, relating to unsworn falsification to authorities.

Email Agreements & Disclosures

Your E-mail Address

The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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I Agree Or Go Back

One-Time Passcode

Submit Code

Authentication Questions

Submit Answers

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Error: E-004

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Product Type	Maximum Deposit	Your Requested Deposit
Checking
Savings
Certificate

Join in 3 easy Steps

What You’ll Need

Tell Us About The Applicant

Document Upload Source Selector

Driver's License Scan

Tell Us About The Joint

Document Upload Source Selector

Driver's License Scan

Fund via Internal Transfer

Fund via Credit Card

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Transfer from another financial institution

Co-Driver's License Scan

Driver's License Scan

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Document Upload Source Selector

One-Time Passcode

Document Verification

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New Membership

Join in 3 easy Steps

What You’ll Need

Tell Us About The Applicant

Document Upload Source Selector

Driver's License Scan

Tell Us About The Joint

Document Upload Source Selector

Driver's License Scan

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information

Beneficiaries Information

Beneficiaries percent share information page

Other Products

Document Upload Source Selector

Document Upload Source Selector

Review and Submit

One-Time Passcode

Authentication Questions

Document Verification

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